Financial Planning
A plan that puts the best financial choices in your hands

These days, it's more important than ever to have a plan. Our version of financial planning not only gives you the confidence to know you're ready for anything, but it’s also designed to help you reach all your goals in the days ahead as well as help your family enjoy wealth today and for generations to come.

Every great financial plan should begin with the plans you have for your life. When major market movements happen, our Wealth Management Investment Team (WMIT) is called upon by national news and media outlets to provide their expertise. Our Private Client Group advisors work with them, including our Chief Investment Strategist, Lyla Sanchez, to bring their insights and philosophy into portfolios; therefore, you have nothing to worry about when investing with us, as we design a well-rounded plan that combines advanced investment and risk management strategies, allowing you to invest even more confidently so you can take care of the people and things that matter most. And with the highest financial strength ratings of any US life insurer, you can count on Polar investment company to be here whenever you need us. After all, we've been going strong for over 7 years.

Some companies only focus on insurance, others on investments. Our advisors look at your financial big picture and recommend the right insurance and investment strategies in one integrated financial plan, designed to help you live the life you've always wanted.

To get you where you want to go, we'll look at where you are today.

• * Your priorities, values and goals
• * Your income
• * Your assets
• * Your liabilities

Life is full of ups and downs. We'll help make sure you have everything you need for both.

• * Life insurance
• * Disability insurance
• * Emergency fund
• * Long-term care planning

We'll help you balance paying down debt while you make progress on other goals.

• * Credit card debt
• * Student loans
• * Mortgage and other loans

Get realistic saving and investing strategies to help achieve each of your goals.

• * Retirement
• * Growing your family
• * Buying a home
• * Saving for college

Get a free, step-by-step guide that will help you bring your financial plan to life.

• * A personalized budget
• * Goal calendar and contribution trackers
• * Insurance and investment advice
• * Estate considerations